About Our Services
Motor Truck Cargo
What is Cargo Insurance?
Cargo Insurance or Motor Truck Cargo (MTC) is a commonly used term for motor truck legal liability insurance. This coverage is designed to protect from losses to cargo arising while it is in your care. Cargo is the responsibility of carriers from the time it is taken into their possession until it has reached its destination and has been signed for.
Our policies will cover the carrier for any cause of loss or peril not specifically excluded in the policy.
We provide coverage for the hauling of auto parts, refrigerated cargo, general dry freight, and much more. There is some cargo we do not cover such as hazardous material.
With just a few questions a Southern Star Agent can help you find out if the motor truck cargo insurance that best fits your needs.
Who needs Cargo Insurance?
The number of shippers requiring carriers to carry cargo insurance increases every day as companies seek to manage risk to their cargo in transit. If you are established you likely already have clients that require you to carry this coverage. If you are a new venture, you will likely soon find yourself shopping for this coverage. Show your customers you're prepared by preemptively covering this risk.
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Auto Physical Damage •
General Liability •
Auto Liability
What is Auto Physical Damage Insurance?
Physical damage insurance protects your financial interests in the event of an overturn, collision with an object, or accident involving another vehicle. The term is used to cover collision insurance as well as full comprehensive insurance.
Policies can also include or be limited to fire and theft with combined additional coverage insurance. These policies cover only specific non-collision perils.
Who needs Auto Physical Damage Insurance?
If you are paying off your vehicle, then it is required in almost all instances that you carry Auto Physical Damage coverage until the vehicle is paid off.
Many carriers opt to continue carrying auto physical damage on their trucks even after they've completed payments for the added peace of mind of the additional protection.
Learn More About:
Motor Truck Cargo •
General Liability •
Auto Liability
General Liability
What is General Liability Insurance?
General Liability insurance, also called business liability insurance is designed to protect your business from claims that involve bodily injury, personal injury, property damage, and other liabilities that can arise from your operations.
This coverage is crucial in helping to protect millions of businesses, large and small, from various liability suits regardless of fault.
Who needs General Liability Insurance?
General liability insurance is another coverage that many clients may require before they will do business with another firm.
This is a crucial coverage for nearly any small business owner to protect their own interests, whether or not it is required by a current client. It will protect you in the event of a lawsuit arising from your operations and may save your livelihood should a suit be brought against you.
Learn More About:
Motor Truck Cargo •
Auto Physical Damage •
Auto Liability
